Insurance has firmly entered our lives. The ubiquitous insurance agents will find a good offer for everyone.

In today's Top 10, we have included for you the most unusual types of insurance of all ever offered in the market. Of course, in Russia such proposals are almost never found, but in Europe and the United States they certainly do not surprise anyone.

10. Insurance against rising gas prices

For about 20 euros a year, you can easily insure yourself against rising gas prices. If the price rises by more than 15%, the insurance company will pay the additional costs per thousand liters of fuel. This type of insurance was offered by the Dutch company Hullberry Insurance Company, which served as an excellent advertisement throughout Europe.

9. Slam door insurance

The cost of compensation for such an unfortunate insured event ranges from 20 to 100 dollars, which depends on the day of the week and time of day. Naturally, the money will go to the call of rescuers and breaking the ill-fated castle.

8. Lift jam insurance

Again an unusual product from Hullberry Insurance. For lost time in the elevator you can get a refund of 75 euros. The policy itself will cost from 12 to 30 euros per year. So even a single “stuck” will pay off.

7. Lottery Failure Insurance

To receive a refund of EUR 2,500, you must play the lottery at least 52 times and not win anything. According to estimates, the chances of an insured event are 1 in 4,900, which is more likely than winning the main prize, where the odds are already 1 in 14,000,000.

6. Prohibition insurance

If a prohibition is suddenly introduced in the country, you can get 500 euros for insurance as a consolation. Moreover, the annual cost of the policy will be only 12 euros. Fans of strong drinks will certainly appreciate this offer.

5. Alien Abduction Insurance

The insurance contract states that a reimbursement of 5,000 euros will be received by someone whom aliens abduct from the Earth against their will. The victim must provide a certificate from the aerospace agency and the doctor as confirmation.

4. Insurance against unfair imprisonment

If the insured's innocence is proved in court, the company will pay him 500 euros in compensation, regardless of the length of his stay in the cell. The cost of the policy is only 12 euros per year.

3. Waiver insurance

The company will pay 100 euros of compensation to the insured who was thrown right at the altar for a broken heart and scolded hopes. The cost of the policy is 20 euros per year, for the same amount you can insure yourself against adultery.

2. Hidden camera insurance

If the fact of filming without warning is proved, the company will pay the victim 1000 euros of compensation, and even help win the case in court, increasing the size of the payments.

1. Insurance against someone else’s child

If it is proved that the victim is not the father of the child, according to the results of the DNA test, he will be paid insurance compensation in the amount of 500 euros. The most unusual insurance costs from 12 to 15 euros.

Watch the video: Is Whole Life Insurance a Scam? (June 2025).