Many Russians would be happy to keep money in banks, but how do you know which bank will be most protected in deposits? And here comes to the rescue rating of Russian banks in 2016 by deposit reliability. It has been prepared taking into account the reporting of Russian credit organizations (available on the website of the Central Bank).

All banks included in the current list are presented in the consolidated rating of reliability of Russian banks in 2016 according to the Central Bank.

10. Otkritie FC

This credit institution, founded in 1993, is the parent bank of the Otkrytie financial group, which has branches in 60 regions of the Russian Federation. At the end of June 2015, the group had a client base of about 3.6 million individuals, 44,500 corporate clients and 117,135 small business clients.

9. Promsvyazbank

The rating of banks on deposits is continued by an organization that is in the top 500 of the largest banks in the world. Its auditor is PricewaterhouseCoopers, one of the largest audit firms in the world. After the January holidays of 2016, a robbery occurred in Promsvyazbank, the criminals opened 164 cells. However, the bank has already begun to pay compensation to affected customers. If we take the best deposits with the banks included in this top-10, then Promsvyazbank has the highest interest rate for affluent customers - 11.7% per annum on the Tradition of Success Maximum bonus deposit.

8. Binbank

The bank, which has existed since 1993 and has 500 offices throughout Russia. He is one of the thirty largest Russian credit institutions according to the Central Bank. And in 2014, Binbank came out on top in the number of banks acquired (such as Akkobank, Uralprivatbank, DNB Bank, etc.).

7. Raiffeisenbank

"Daughter" of the banking group Raiffeisen (Austria). Raiffeisen has a long and respectable history, the first banks of this group appeared in the 19th century, when mutual assistance cash desks were created, supporting peasants during economic turmoil.

Like Promsvyazbank, Raiffeisenbank's auditor is PricewaterhouseCoopers.

6. "Bank of Moscow"

The clients of this banking organization are 9 million private and 114 thousand corporate depositors. In 2016, the reorganization of the Bank of Moscow is planned, which will be carried out by VTB. This means that the bulk of the Bank of Moscow liabilities and assets will be allocated and merged with VTB.

5. Russian Agricultural Bank

All shares of the bank belong to the government of the Russian Federation and it is rightfully included in the best banks for deposits of individuals (11% per annum on the “Fairy-tale interest” deposit). In 2014, Rosselkhozbank entered the highest reliability group of banks according to Forbes.

4. Alfa Bank

It exists since 1990 and has successfully survived the 1998 economic crisis, as well as the loss of 20% of private customers in 2004. It is in 2nd place among Russian banks in terms of net profit. Serves 13.9 million individuals and 194,300 corporate customers. Research company Frank Research Group named Alfa-Bank the best bank for wealthy customers.

3. Gazprombank

He was on the sanctions list of the USA and Ukraine, which does not prevent the bank from remaining among the largest and most reliable credit organizations in Russia. Its largest shareholders are such giants as Gazprom and the NPF Gazfond. If we take the rating of Russian banks in terms of deposit reliability in 2015, then Gazprombank was in second place.

2. "VTB-24"

If we talk about the best deposits in the banks of the Russian Federation, then we can’t do without mentioning VTB-24 (up to 9.3% per annum in rubles on the “Profitable” deposit). In terms of the volume of loans and deposits of individuals, VTB-24 is second only to the rating leader.

1. Sberbank

The bank, founded in 1841, in 2016 is the largest player in the Russian deposit market and the main creditor of the Russian economy. He ranks first in terms of net profit, capital, loans and deposits of individuals and assets. As for the maximum deposit rate, Sberbank offers 10% per annum on the Happy Year deposit.

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